Creditplus is a car finance company that has facilitated more than £100 million worth of car loans, making them one of the most popular in the UK. They have the vision to combine web technology with the traditional processes of car finance to provide their customers with a superior experience to other current car finance companies on the market.
Creditplus' philosophy of bringing technology and the traditional processes together provided them with the vision of creating an impartial car finance platform.
Their concept for the platform was to provide consumers with all the information they needed to select a car finance package after comparing the very best deals available to them, along with clear and impartial information on each deal, putting the power back in the customer's hand.
As an established business, Creditplus have built strong relationships with a variety of lenders. They also have an award-winning set of processes in place, that if implemented effectively into their new solution would provide consumers with a superior online experience.
With such powerful tools available, the key challenges were to have the existing systems and processes combined into a system that effectively provides an intuitive, fast and informative view for the consumers.
Creditplus needed a development partner that understood their vision and had the technical ability to integrate the variety of systems and APIs together.
Creditplus selected Cold Banana because of our experience creating robust .NET APIs. We sat with their team and a variety of key stakeholders to scope the project further. This key step in the process ensured that we were all working towards the same goal to develop the best solution. During this scoping process, it became clear that in order to deliver the best outcome for this new platform it would need to be built as a SPA (Single Page Application).
Creditplus agreed that providing all consumers with a SPA would indeed be the best way to deliver a fast, responsive and intuitive experience. This was achieved by developing the application within VueJS and building it on .NET.
Developing this solution on .NET meant that we can have different APIs communicating with each other to deliver the information needed by consumers. In addition to this, we also developed a Finance Calculator API that would work alongside their existing Car Finder API to ensure that the output from an application journey provided the user with a complete view of the options available to them.